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FinTech

Cross-border payments fintech

A consumer wallet and payments company operating across EU markets.

Profile Lex scans

We're a fintech offering cross-border payments and a digital wallet to consumers across the EU, and we hold customer funds and personal data.

Exposure areas

4

EU files

3

First checks

3

Top EU files

Payment Services Package

In committee

Changes customer authentication, fraud liability and open banking obligations.

Monitor committee compromise text

Digital Operational Resilience Act

Application phase

Creates ICT risk, incident reporting and third-party provider controls.

Prepare vendor-risk evidence

Anti-Money Laundering Package

Implementation

Affects onboarding, monitoring and reporting for financial services providers.

Check national transposition timelines

Who matters

  • ECON committee
  • LIBE committee
  • Payments rapporteurs and shadows

First checks

  • Save payments files
  • Confirm product and compliance owner
  • Check consultation windows

Friday Brief preview

Payments rules are moving through Parliament with fraud and authentication still live.
Operational resilience obligations are now implementation work, not horizon scanning.
Your board brief should separate compliance deadlines from product opportunity.