Regulation (EU) 2022/2554 on digital operational resilience for the financial sector: what it means for FinTech & Payments
The Regulation (EU) 2022/2554 on digital operational resilience for the financial sector is part of the EU rulebook for fintech & payments. Its subject matter covers digital operational resilience — core to the sector.
Regulation (EU) 2022/2554 on digital operational resilience for the financial sector is on the FinTech & Payments rulebook because its official title matches digital operational resilience. Source: EUR-Lex and the European Parliament procedure file; company-specific applicability still depends on your activities.
What the act does
to lay down uniform requirements concerning the security of network and information systems supporting the business processes of financial entities with a view to achieving a high level of digital operational resilience for the financial sector. PROPOSED ACT: Regulation of the European Parliament and of the Council. ROLE OF THE EUROPEAN PARLIAMENT: the European Parliament decides in accordance with the ordinary legislative procedure and on an equal footing with the Council. BACKGROUND: this proposal is part of the Digital Finance package, a package of measures to further enable and support the potential of…
Why it matters for FinTech & Payments
FinTech and payments firms face one of the EU's densest rulebooks — payment services, electronic money, crypto-assets and operational resilience. These are the EU laws most likely to apply to you.
Regulation (EU) 2022/2554 on digital operational resilience for the financial sector sits in that rulebook because its subject matter covers digital operational resilience. Whether — and how — it applies to a given business depends on that business’s activities, products and markets.
The rest of the FinTech & Payments rulebook
Every other EU file in scope for FinTech & Payments.
Primary sources
The act’s summary is the European Parliament’s own procedure record; the sector connection is the act’s stated subject matter. Lex shows the law and the grounded connection — not legal advice. Data © European Union (Decision 2011/833/EU). Methodology.
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