Directive (EU) 2025/1 establishing a framework for the recovery and resolution of insurance and reinsurance undertakings: what it means for Insurance
The Directive (EU) 2025/1 establishing a framework for the recovery and resolution of insurance and reinsurance undertakings is part of the EU rulebook for insurance. Its subject matter covers insurance and reinsurance — core to the sector.
Directive (EU) 2025/1 establishing a framework for the recovery and resolution of insurance and reinsurance undertakings is on the Insurance rulebook because its official title matches insurance and reinsurance. Source: EUR-Lex and the European Parliament procedure file; company-specific applicability still depends on your activities.
What the act does
PROPOSED ACT: Directive of the European Parliament and of the Council. ROLE OF THE EUROPEAN PARLIAMENT: the European Parliament decides in accordance with the ordinary legislative procedure and on an equal footing with the Council. BACKGROUND: insurance policies form an integral part of the daily life of European citizens. For many social and economic activities, holding an insurance policy is necessary to protect against potential risks. They also include savings products, which will determine the long-term welfare of their holders. The disorderly failure of insurers can therefore have a significant impact on…
Why it matters for Insurance
Insurers and reinsurers operate under the EU's prudential and conduct framework — Solvency capital requirements, distribution rules and policyholder protection. These are the core acts.
Directive (EU) 2025/1 establishing a framework for the recovery and resolution of insurance and reinsurance undertakings sits in that rulebook because its subject matter covers insurance and reinsurance. Whether — and how — it applies to a given business depends on that business’s activities, products and markets.
The rest of the Insurance rulebook
Every other EU file in scope for Insurance.
Primary sources
The act’s summary is the European Parliament’s own procedure record; the sector connection is the act’s stated subject matter. Lex shows the law and the grounded connection — not legal advice. Data © European Union (Decision 2011/833/EU). Methodology.
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