Directive (EU) 2025/1 establishing a framework for the recovery and resolution of insurance and reinsurance undertakings is on the Insurance rulebook because its official title matches insurance and reinsurance. Source: EUR-Lex and European Parliament procedure file; company-specific applicability still depends on your activities. Methodology

Directive (EU) 2025/1 establishing a framework for the recovery and resolution of insurance and reinsurance undertakings: what it means for Insurance

The Directive (EU) 2025/1 establishing a framework for the recovery and resolution of insurance and reinsurance undertakings is part of the EU rulebook for insurance. Its subject matter covers insurance and reinsurancecore to the sector. Here’s what the act does, why it’s on your radar, and how to see whether it affects your specific company.

Act
32025L0001
Type
Directive
Stage
Procedure completed
Dated
2024-11-27
Procedure
2021/0296(COD)
Lead committee
ECON

What the act does

PROPOSED ACT: Directive of the European Parliament and of the Council. ROLE OF THE EUROPEAN PARLIAMENT: the European Parliament decides in accordance with the ordinary legislative procedure and on an equal footing with the Council. BACKGROUND: insurance policies form an integral part of the daily life of European citizens. For many social and economic activities, holding an insurance policy is necessary to protect against potential risks. They also include savings products, which will determine the long-term welfare of their holders. The disorderly failure of insurers can therefore have a significant impact on…

Read the full Directive (EU) 2025/1 establishing a framework for the recovery and resolution of insurance and reinsurance undertakings explainer →

Why it matters for Insurance

Insurers and reinsurers operate under the EU's prudential and conduct framework — Solvency capital requirements, distribution rules and policyholder protection. These are the core acts.

Directive (EU) 2025/1 establishing a framework for the recovery and resolution of insurance and reinsurance undertakings sits in that rulebook because its subject matter covers insurance and reinsurance. Whether — and how — it applies to a given business depends on that business’s activities, products and markets.

Does the Directive (EU) 2025/1 establishing a framework for the recovery and resolution of insurance and reinsurance undertakings apply to your company?

This act’s scope covers:

  • insurance
  • reinsurance

Does your business touch any of these?

The rest of the Insurance rulebook

See all EU regulation for Insurance

Monitor this regulation

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Primary sources

The act’s summary is the European Parliament’s own procedure record; the sector connection is the act’s stated subject matter. Lex shows the law and the grounded connection — not legal advice. Data © European Union (Decision 2011/833/EU). Methodology.