Directive (EU) 2017/2399: what it means for Insurance
The Directive (EU) 2017/2399 is part of the EU rulebook for insurance. Its subject matter covers solvency — core to the sector.
Directive (EU) 2017/2399 is on the Insurance rulebook because its official title matches solvency. Source: EUR-Lex and the European Parliament procedure file; company-specific applicability still depends on your activities.
What the act does
to harmonise the priority ranking of unsecured debt instruments in insolvency hierarchy. PROPOSED ACT: Directive of the European Parliament and of the Council. ROLE OF THE EUROPEAN PARLIAMENT: the European Parliament decides in accordance with the ordinary legislative procedure and on an equal footing with Council. BACKGROUND: following the adoption of the total loss absorbing capacity (TLAC) standard by the G20, and in order to facilitate a more efficient path towards compliance with TLAC, a number of EU Member States have amended (or are in the process of amending) the ranking of creditor claims under their…
Why it matters for Insurance
Insurers and reinsurers operate under the EU's prudential and conduct framework — Solvency capital requirements, distribution rules and policyholder protection. These are the core acts.
Directive (EU) 2017/2399 sits in that rulebook because its subject matter covers solvency. Whether — and how — it applies to a given business depends on that business’s activities, products and markets.
The rest of the Insurance rulebook
Every other EU file in scope for Insurance.
- Directive (EU) 2025/1 establishing a framework for the recovery and resolution of insurance and reinsurance undertakings32025L0001
- Council Implementing Decision (EU) 2021/879 of 27 May 2021 on the appointment of the Chair of the European Insurance and Occupational Pensions Authority (EIOPA)32021D0879
- Regulation (EU) 2017/353 replacing Annexes A and B to Regulation (EU) 2015/848 on insolvency proceedings32017R0353
Primary sources
The act’s summary is the European Parliament’s own procedure record; the sector connection is the act’s stated subject matter. Lex shows the law and the grounded connection — not legal advice. Data © European Union (Decision 2011/833/EU). Methodology.
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