Directive (EU) 2022/2556 is on the FinTech & Payments rulebook because its official title matches digital operational resilience. Source: EUR-Lex and European Parliament procedure file; company-specific applicability still depends on your activities. Methodology

Directive (EU) 2022/2556: what it means for FinTech & Payments

The Directive (EU) 2022/2556 is part of the EU rulebook for fintech & payments. Its subject matter covers digital operational resiliencecore to the sector. Here’s what the act does, why it’s on your radar, and how to see whether it affects your specific company.

Act
32022L2556
Type
Directive
Stage
Procedure completed
Dated
2022-12-14
Procedure
2020/0268(COD)
Lead committee
ECON

What the act does

to amend or clarify certain provisions in existing EU financial services directives. PROPOSED ACT: Directive of the European Parliament and of the Council. ROLE OF THE EUROPEAN PARLIAMENT: the European Parliament decides in accordance with the ordinary legislative procedure and on an equal footing with the Council. BACKGROUND: this proposal is part of the Digital Finance package, a package of measures to further enable and support the potential of digital finance in terms of innovation and competition while mitigating the risks. The digital finance package includes a new Strategy on digital finance for the EU…

Read the full Directive (EU) 2022/2556 explainer →

Why it matters for FinTech & Payments

FinTech and payments firms face one of the EU's densest rulebooks — payment services, electronic money, crypto-assets and operational resilience. These are the EU laws most likely to apply to you.

Directive (EU) 2022/2556 sits in that rulebook because its subject matter covers digital operational resilience. Whether — and how — it applies to a given business depends on that business’s activities, products and markets.

Does the Directive (EU) 2022/2556 apply to your company?

This act’s scope covers:

  • digital operational resilience

Does your business touch any of these?

The rest of the FinTech & Payments rulebook

See all EU regulation for FinTech & Payments

Monitor this regulation

Get an email when Directive (EU) 2022/2556 advances — free, no account. We only email on real changes.

Primary sources

The act’s summary is the European Parliament’s own procedure record; the sector connection is the act’s stated subject matter. Lex shows the law and the grounded connection — not legal advice. Data © European Union (Decision 2011/833/EU). Methodology.