Regulation (EU) 2025/2073: what it means for Insurance

to amend Regulation (EU) 2015/848 on insolvency proceedings to replace its Annexes A and B. PROPOSED ACT: Regulation of the European Parliament and of the Council. ROLE OF THE EUROPEAN PARLIAMENT: the European Parliament decides in accordance with the ordinary legislative procedure and on an equal footing with the Council. BACKGROUND: Annexes A and B to Regulation (EU) 2015/848 of the European Parliament and of the Council list the designations given in national law of the Member States, respectively, to the insolvency proceedings and to the insolvency practitioners to which that Regulation applies. It is,…

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Insurers and reinsurers operate under the EU's prudential and conduct framework — Solvency capital requirements, distribution rules and policyholder protection. These are the core acts.

Regulation (EU) 2025/2073 sits in that rulebook because its subject matter covers solvency. Whether — and how — it applies to a given business depends on that business’s activities, products and markets.

• Directive (EU) 2025/1 establishing a framework for the recovery and resolution of insurance and reinsurance undertakings32025L0001
• Council Implementing Decision (EU) 2021/879 of 27 May 2021 on the appointment of the Chair of the European Insurance and Occupational Pensions Authority (EIOPA)32021D0879
• Regulation (EU) 2017/353 replacing Annexes A and B to Regulation (EU) 2015/848 on insolvency proceedings32017R0353

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The act’s summary is the European Parliament’s own procedure record; the sector connection is the act’s stated subject matter. Lex shows the law and the grounded connection — not legal advice. Data © European Union (Decision 2011/833/EU). Methodology.